The 'AAA' Financial Group

Melissa Ashcroft is the Director of AAA Financial Group, where she specialises in structuring lending solutions for property investors, developers, and business owners across Australia.

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With deep experience across both bank and non-bank lending markets, Melissa works closely with clients and referral partners to navigate complex funding scenarios and secure the right capital structure for each opportunity.

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Her expertise spans residential lending, commercial finance, development funding and private credit — particularly in situations where traditional lenders may struggle to provide flexible solutions.

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Melissa is also a Non-Executive Director of the MFAA 

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Through her work at AAA Financial Group, Melissa has helped arrange funding across a wide range of transactions including:

 

• Residential and investment lending
• Commercial property finance
• Development and construction funding
• SMSF property lending
• Structured and private credit facilities

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Melissa and her team pride themselves on providing clear advice, smart structuring

and certainty of execution — ensuring clients have the right funding strategy not just for today, but for their next opportunity.